10 best auto insurance companies in Moscow

When choosing a car insurance organization, the low cost of service, proximity to the office, and the strength of the employee's conviction often come out on top. Of course, these factors play a role, but they should not outweigh the reliability of the organization. It is important that the insurer be able to fulfill its obligations at any time. Efficiency of fulfillment of conditions is also worth considering, for few people are ready to wait for months for their payments.

There are hundreds of firms on the Moscow market that consider themselves to be the best. We have identified the top ten of the most reliable, decent and financially stable companies with licenses. When choosing, ratings of specialized agencies and their forecasts were taken into account. Motorist reviews helped identify organizations with the highest payout guarantees.

Top 10 best auto insurance companies in Moscow

10 Consent

Opens the top ten Concord, which appeared in 1993. In 2019, the company is in the top of the largest insurance organizations in the country. In Moscow, opened more than a hundred offices. Consent is part of ONEXIM - the country's huge financial holding company headed by Mikhail Prokhorov. The company has a portfolio of investments in many industries, which increases its reliability. She is a member of many domestic associations, including the Russian Association of Motor Insurers. Organization Expert RA assigned to the Agreement ruBBB +.

In the reviews they write about affordable prices for hull insurance, note unlimited terms of treatment after the accident. However, there are complaints, mostly they concern the call center intrusiveness. The company is trying to understate the amount of compensation, time-consuming, requires a lot of papers. She has a bad reputation among financial institutions due to frequent changes of top managers. There are comments about the disrespect of employees, a lot depends on the office.

9 SOGAZ

SOGAZ ranks second in Russia in terms of the amount of insurance payments, serving millions of customers throughout the country. The company is actively engaged in sponsorship and investment, which increases its reliability. The range of services cannot be compared with the choice of competitors, but everything you need is there (CTP, CASCO). However, customers write about imposing additional options, refusals to sell policies without them. They note that they are willing to suffer such an attitude for the sake of low prices.

Expert RA Agency rated ruAAA, confirming stable financial growth. In 2018, the Bank of Russia awarded the organization 1 place for insurance premiums. However, SOGAZ values ​​corporate customers and large orders more. Legal entities enjoy special programs and staffing attitudes. Private customers are served slowly, trying to deny cheap OSAGO. There are no claims to payments, they arrive rather quickly, there is enough money for repairs.

8 Renaissance Insurance Group

Having merged with Progress Niva in 2005, Renaissance Insurance has become one of the largest groups in Russia. It is among the top three in the region in terms of the number of customers. Agency Expert RA consistently puts her high marks, at least ruAAA-. Hundreds of thousands of customers and legal entities choose auto insurance from this company. The company is proud of its partnership with hospitals, travel organizations, car dealers. Please inexpensive policies.

Renaissance Insurance is actively involved in the development of the industry, is a member of many domestic associations. Customers call the service good, but warn that the cost of the CTP policy is growing every year, while the set of options remains the same. CASCO prices are still low, additional services are not imposed. However, there are many complaints of deliberately delaying the case, the company requests a lot of documents. Payments are small, there were litigation.

7 Ugoria

Yugoria has been steadily growing over the past years, which the rating agency Expert RA noted by raising its assessment to ruА- with a positive outlook. The company is the most developed among competitors, overtaking many large organizations in terms of adaptability. Along with the number of offices in Moscow, financial stability is also growing. In 2018, it ranked 13th in the country according to the issued OSAGO version of the Bank of Russia. Volumes of the collected premium are increasing annually, customers increasingly trust Yugoria.

Auto insurance in this organization has chosen several million citizens. Judging by the reviews, many are attracted by the emergency commissioner. He arrives at the scene of an accident, photographs cars, deals with documents. However, there are complaints about small payments that do not cover repairs. The queues in the offices are huge, the staff are few, they do not cope. Because of this, mistakes appear, disgruntled persons, in rare cases even rudeness of personnel.

6 Rosgosstrakh

Expert RA firm calls ROSGOSSTRAKH the best company in insurance reserves, assets and premiums, which confirms its stability. The national rating agency agrees with the findings, giving the AAA and A ++ ratings for many years in a row. The company insures on OSAGO, KASKO, offering a huge number of additional options. For example, you can count on the restoration of body parts and glass without help from the traffic police. There is insurance for evacuation costs from the accident site.

The reviews write about the long waiting for payments, although in the end the money is transferred. There are several court cases successfully won by clients. They talk about the need to collect multiple papers after the insured event. In the past, the company was temporarily revoked license to issue OSAGO. The advantages include the presence of offices of the organization in all districts of Moscow, thousands of insurance agents. The latter like to impose additional services.

5 AlphaInsurance

Appearing in 1992, AlfaStrakhovanie became one of the largest suppliers of policies for private traders and corporate clients. It has a huge network of offices in Moscow, proud of the millions of services purchased annually. In 2015, Fitch Ratings affirmed the firm’s reliability rating by exposing BB. AlfaStrakhovanie is one of the few organizations that shows stable growth at all times, including crisis ones.

In 2018, the company won the Global Brands Awards in the nomination "Favorite Insurance Brand in Russia". It is often recognized as the best domestic organization. However, customer reviews vary widely. Claims relate to the underestimation of payments for damages, hidden conditions, written in small print in contracts. However, there are positive comments about the simple design of auto insurance, polite employees, the availability of offices.

4 SPAO RESO-Garantia

SPO RESO-Garantia appeared in Moscow in 1991, having grown to hundreds of branches and thousands of employees. The company is proud of its client base numbering millions of private traders and legal entities. The priority areas are auto insurance and property protection. The rating agency Standard & Poor's gave the company a BB rating, naming numerous opportunities for growth. The company monitors the quality of service, trying to ensure the professional provision of services.

RESO-Garantia is proud to partner with Allianz, Sirius, Lloyd’s and SCOR. She actively participates in domestic associations, including the Russian Union of Motor Insurers. According to the Bank of the Russian Federation, in early 2018, the company entered the rating of the top 5 organizations by the number of contributions. However, despite the efforts, customers complain about the poor quality of service. Employees do not know the rules of registration of insurance.

3 Guta Insurance

Guta-Insurance opens the top three, firmly entrenched in the TOP of the largest companies in Moscow. Since 2008, Expert RA has given the company an A + rating, meaning a high level of reliability. Auto insurance includes several options, including CTP and CASCO. Stability shows good growth; new offices are opened every year. The insurance premium is about 5 billion rubles, which allows the organization to make timely payments.

The reviews warn that it is difficult to reach the metropolitan offices, the line is busy. Sometimes managers forget to send the necessary papers. Comments about the process of receiving payments vary from enthusiastic to angry. The organization asks to provide a lot of documents, consideration is sometimes delayed. However, employees are attentive to the case, respectfully communicate with the client. There are a lot of partner workshops, there are few restrictions on payments.

2 VTB Insurance

VTB Insurance is one of the best not only in our opinion, but also assessed by Standard & Poor’s. The latter assigned the company the highest BB + among all domestic companies. In 2015, Expert RA added the insurer to Top Reliable, announcing stable growth forecasts. The company provides a full range of services. It takes a lot of time to consider cases, but in most situations customers get paid.

In the reviews, the company is called reliable, decent, non-conflict. However, they warn about the excessive cost of auto insurance. Most often, VTB comes after failures with other firms. The company has its own specialized service centers. Insurance is not only cars, but also the things inside it: tablets, smartphones, navigators. There is even compensation for a lawyer. With such an abundance of services, many are not surprised by the obsession of managers.

1 Ingosstrakh

Ingosstrakh is one of the most developed companies in Moscow, it is in the top 10 insurers according to many agencies. The organization is called the backbone, it affects the price of policies. The firm is included in 75 professional communities, including the All-Russian Union of Motor Insurers. Agency Expert RA assigned Ingosstrakh the highest rating A ++. Staying in the leading positions, the organization builds trust with customers.

The site of the company is replete with many awards. Of the interesting ones, the victory in the nomination "Financial Elite of Russia" as the company of the year stands out.Ingosstrakh has for many years been a leader in the ranking of the best domestic brands, has an award for informational openness. The reviews speak of quick payments by the standards of Moscow (several weeks). However, the choice of workshops for repair is very limited. Domestic car company does not like looking for ways to refuse insurance.

Popular vote - which car insurance company in Moscow is the best?
We vote!

VTB Insurance

Ingosstrakh

Guta Insurance

SPAO RESO-Garantia

AlphaInsurance

Rosgosstrakh

Ugoria

Renaissance Insurance Group

SOGAZ

Consent

Total votes: 0

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