Top 10 Fuel Cards

Fuel cards are a handy tool for both a client (person or business) and a petrol station. The first receives a payment instrument with certain bonuses and the ability to manage expenses, and the second - a loyal customer tied to a particular gas station network (or several partner networks) using a card. Since the fuel plastic allows you to get certain privileges, it is worth buying it to anyone who actively uses the car and wants to get at least some bonuses. Unless, of course, you use specific gas stations, and you rarely call in to "strangers".

Fuel cards, first of all, are intended for business, therefore they have specific benefits for it. But individuals can also find a bunch of advantages of special bank and discount cards in additional discounts and bonuses that can be spent at partners and at gas stations. To make it easier to choose, we offer you a rating of the best fuel cards for individuals and legal entities. We selected the most convenient options for customer reviews and the possibilities of the plastic itself.

The best fuel cards for individuals

Special cards for individuals do not assume advanced functionality, like plastic for business. Their main task is to make fuel more profitable in a particular network of gas stations. For this purpose, various bonus programs are used, for points of which an ordinary motorist can get a discount on goods and fuel. Some cards have additional features and amenities, but first things first.

5 Discount card (Tatneft)

Tatneft offers individuals to purchase a special discount card. It gives a small but pleasant discount when buying oil and gas products for refueling a car. The card is not personal, it does not have a personal account or any accumulative bonuses. Just a piece of plastic, which can be bought at the gas station (issue price - from 190 to 220 rubles, depending on the region). The discount is 12 years, then you have to change.

On the card you can get a discount on petroleum products in the amount of 1.5%. Gas products have a slightly larger discount - 3%. Judging by the opinions of card buyers, in some regions the amount of benefit may vary upwards or downwards. Also, Tatneft sometimes holds promotions and distributes additional discounts. But such events also depend on the region.

If you wish, you can purchase a full fuel card. It allows you to replenish the account for a certain amount and pay it, including at automated gas stations. That is, you can reduce contact with the staff of the gas station to a minimum by paying for fuel yourself. Such a card is worth 150 rubles, and it has contactless payment.

4 Fuel card (Neste)

The Neste fuel card for individuals is a special plastic that works not on a bonus, but on a discount system. This is very profitable, because you do not need to save points and then write them off for fuel or goods.You will always know the benefits received from each refueling. You can purchase a Neste fuel card at the network office or at any gas station other than Express. It is necessary to pay with a card, after replenishing it. The cost of manufacturing plastic - 150 rubles. In addition, you will need to put on it 2000 rubles, so that you would have something to pay when you buy goods or services.

The card offers a discount of 50 kopecks for each liter of fuel at service gas stations. But this is not all - when you buy goods in stores and products in a cafe a 10% discount. And if you decide to use a car wash or a vacuum cleaner, you will get a benefit of 15%. So it is beneficial to those who often use additional services at gas stations. A tiny discount on fuel is just a nice bonus.

The Neste fuel card also makes it possible to refuel to full tank at automatic gas stations. In addition, the Neste card holder can participate in promotions, receive additional discounts and bonuses, as well as special offers.

3 Autodrive Platinum (Gazpromneft)

Bank card "platinum" level with the corresponding price and privileges. Participates in two bonus programs at once: Gazprombank-Gazpromneft and Us on the Way at the non-reduced Platinum level. The card will cost 349 rubles per month (4188 rubles per year) if you do not comply with the terms of free maintenance (the balance is 200 thousand rubles, or 100 thousand and purchases for 35 thousand per month, or payroll in the amount of 100 thousand per card and purchases for 35 thousand per month).

To participate in the program "Gazprombank-Gazpromneft", you need to spend 20 thousand rubles a month for various purchases on the card. And then you can get 10% of each purchase at the gas station Gazpromneft (but not more than 500 points per month). For ordinary purchases you can get 1 point for every 100 rubles spent (no more than 2500 points per month). According to reviews, with active use of the car bonuses can increase the benefits of using the card.

The program “We are on the road” is connected after the first purchase for at least 100 rubles by the card in the network of gas stations Gazpromneft. It has a default platinum status by default, and for each liter you buy, you will receive bonuses. Different bonuses are provided for different types of fuel: 92 gasoline and diesel fuel will give 0.7 bonus. FB-95, AI-98 and LPG will provide 1.5 points. G-95 and G-98 - 2 bonus. And the G-100 will immediately give 3 points.

2 Rosselkhozbank-Rosneft (Rosneft)

The Rosselkhozbank-Rosneft bank debit card allows you to join the Rosneft loyalty program and purchase fuel and services at a decent discount. Unlike conventional fuel cards (which can be issued directly at a gas station and get points for buying fuel), bank cards allow you to accumulate bonuses for any purchase. And not just for the purchase of gasoline or other fuels at gas stations.

It's nice that you can get a map of instant release, without waiting for the design of the usual plastic. Or just wait a bit and get a personal bank fuel card. Both will cost 900 rubles per year. The purchase of the card connects the user to the Family Team loyalty program. Under this program, users gain points for purchases and can spend them on paying for goods, services and fuel at Rosneft and TNK gas stations. Also, exchange Aeroflot Bonus miles and fly on vacation at a discount.

Cashback is small - for every 100 rubles spent in regular stores, the bank will return 1 point. If you spend money in the networks of gas stations "Rosneft" and "TNK", then the return will be 5 points. For the first card operation over 1000 rubles, during the first two months the Agricultural Bank will give 300 bonus points.

1 Lukoil Uralsib (Lukoil)

Another bank card for individuals, aimed at continuous use. You can say the most profitable of all. Debit card "Lukoil" is issued by Uralsib Bank. It will cost 699 rubles per year of service. The card is standard, it does not stand out with anything - the usual Visa Classic.No trick, based on the reviews, will not have to wait.

For each purchase, points will be returned to the owner - one for each 75 rubles spent in any outlets. If you pay in the network of gas stations "Lukoil", then 1 point will be returned for every 50 rubles spent. You can spend accumulated cashback only at Lukoil gas stations at the rate of 1 point - 1 ruble.

The card can be both debit and credit. The latter has an annual rate of 23.9%, a limit of 10 to 500 thousand and a grace period of two months. In addition to the bonuses for purchases, the card has additional discounts - 5% each for the purchase of property insurance or CASCO at Uralsib Bank. You can also use service stations that are partners of the Uralsib insurance group and receive certain bonuses for this.

The best fuel cards for legal entities

Special cards for legal entities are created so that the owner can control the fuel consumption of corporate cars. Each driver receives his card and can use it at a gas station if he fills a working car. Due to this, a legal entity receives several benefits at once - the ability to control the fuel consumption of each car separately and receive discounts and a return of 20% VAT for using an affiliate fuel card.

5 BP + Aral (BP Plus)

The British network of gas stations provides favorable conditions for truck fleet owners who make flights, including in Europe. The BP + Aral card offers not only convenient observation of transactions for fuel and other expenses. In general, it can be safely considered as a businessman’s universal tool for managing expenditures on fuel and lubricants.

BP + Aral opens up access to 7,500 gas stations for trucks across Europe. It allows you to pay for road services and fees, travel on toll roads, parking and even truck repairs.

Naturally, there is a convenient online management of all cards. The Internet portal of the network of petrol stations BP allows you to receive information about all the changes and news relating to the passage of roads and fees for it. It also allows you to control all the costs of drivers - to obtain data on maintenance, mileage, all operations with BP + Aral fuel cards, parking fees, and so on.

4 Fuel card (TransCard)

TransCard specialists promise a benefit of up to 32% by returning 20% ​​VAT and saving on fuel and lubricant consumption. The network is now almost 11,000 gas stations throughout Russia, receiving a fuel card. Due to the detailed reporting and analytics, you can reduce the cost of fuel, having received up to 12% of the benefits.

For notification of transactions, there is a user's personal account. In it, a legal entity can monitor the current state of accounts and fleet costs for fuel. In it, you can get detailed analytics, which will tell you where and how fuel was consumed and how to cut costs. It is interesting that there is the possibility of refueling not only by the card, but also by electronic coupons. But the staff will no longer need cash.

Pleases the presence of a convenient mobile application for drivers. When using it, it will be easier for staff to navigate and call at the gas station that is needed. The special mobile application “MultiGO Fuel” allows you to find the nearest or most convenient refueling of a certain brand and find out the cost of fuel and lubricants on it, plan routes to the station, and so on.

3 United (Masters)

A single MastersCard card for legal entities is a fuel card, which, like the Rover, unites all of the leading gas station chains. As a result of such cooperation, more than 12,000 gas stations of the best networks are available to the plastic owner. And both in Russia and in other CIS countries. At the same time, the company offers its users free service within three calendar months from the moment of signing the contract.

The card helps to save up to 12% (according to the calculations of specialists of the company) on strict supervision of all expenses for fuel and lubricants. Managers of the company are able to conduct a detailed analysis of your expenses on fuel and lubricants and offer options for optimizing them. The company also reimburses 20% VAT. Given this factor, when buying fuel, they promise savings of up to 30%.

MastersCard emphasizes that the card is absolutely transparent - there are no additional payments, there are no fees and penalties. All conditions are spelled out with maximum clarity and detail. Conveniently, there are several communication channels through which you can get information about maps - in your account on the site, through a special mobile application and via SMS-notifications. A round-the-clock support service also works to help the businessman.

2 All-terrain vehicle Online (Petrol Plus)

All-terrain vehicle Online is a card for legal entities, which brings together several gas station networks in one piece of plastic. As a result, the reception network exceeds 12,000 filling stations both in Russia and in the near abroad. It covers all popular routes, large and not very cities. Therefore, the driver will always have a choice where to refuel. And he does not have to spend fuel to find another station.

Legal entities using this card will receive all the necessary original documents for tax reporting. Also, all documents are duplicated by e-mail. On the card "All-terrain vehicle online" you can get a discount of 2% or more, depending on the need for fuel. In addition, using the card you can save on VAT 20%.

In general, according to calculations on the issuer's website, a legal entity will be able to save up to 7 rubles per liter of fuel. In addition, the owner will be able to fully control the account of each individual card and receive messages about any suspicious refueling. Naturally, it is possible to set limits and work with cards through a personal account.

1 Shell Card (Shell)

Shell’s widest network of petrol stations offers a card for legal entities that operates not only within the CIS and Russia, but also in Europe. It takes more than 20,000 gas stations around the world. The company offers favorable prices for fuel for business. With the network you can always agree on convenient terms. Naturally, Shell also promptly returns 20% VAT in Russia and another 12 European countries.

In addition to fuel, you can use the card to pay for toll roads (including the federal “Plato”), ferryboats, car washes and garages, and so on. Conveniently, Shell can issue an interest-free credit for fuel for 14 days. You can refuel and repay the debt a little later, which is convenient if you need to urgently get fuel.

It is also important that the card allows you to quickly and conveniently manage fuel costs. In the personal account, the cardholder can monitor what is happening with the cards - keep track of the account and expenses, set up reports, change their limits and data, and much more. Reports are also regularly sent to the businessman's email.

Popular vote - which fuel card is the best
We vote!

Lukoil Uralsib (Lukoil)

Rosselkhozbank-Rosneft (Rosneft)

Autodrive Platinum (Gazpromneft)

Fuel card (Neste)

Discount card (Tatneft)

Shell Card (Shell)

All-terrain vehicle Online (Petrol Plus)

United (Masters)

Fuel card (TransCard)

BP + Aral (BP Plus)

Total votes: 56

Vote results