10 best insurance companies CASCO

Casco - is not only an insurance policy, but above all care for yourself. Many instructors joke that the correct driving is based on the three-D rule: “give way to the fool”. But even an experienced driver can not foresee everything. Therefore, in order not to be afraid of extra costs, you should pay attention to insurance.

Kasko insurance can be calculated for all options: from theft of the radio and scratches on the wing to a full-fledged theft or destruction of the car. In addition, most firms offer a favorable system of discounts. As well as a simplified version of Casco for those who want cheaper. In our rating of the best Casco insurance companies, we selected the most profitable offers that can be trusted. Top compiled based on reviews, characteristics of policies, estimates on a national scale. Remember that when choosing, it is worthwhile to first believe the Casco calculator for each of the proposals - depending on the model and other parameters, the cost will vary.

Top 10 best insurance companies Casco

10 Zetta Insurance

At first glance, the company may seem unfamiliar or unfamiliar. In fact, it has been operating in the Russian market since 1993. Zetta used to be called Zurich. The company is seriously committed to working with domestic customers and providing top quality services. Compared to the best firms of our rating, it can be called an average company. But this did not prevent her from getting an estimate of the national ruA + scale, which means “stable and with a prospect of development.” And Zetta takes full advantage of this prospect.

In the key activity is auto insurance - it accounts for 62.5% of all affairs of the company. Therefore, the firm in this matter may be more experienced than the larger "universal" competitors. Casco policy is based on a base rate. The client chooses whether he wants to protect the machine from everything or only from the most common situations. Also the price of the Casco policy can be brought down by careful driving by 50%. Zetta is a promising development company in the insurance market.

9 Renaissance Insurance

It can rightfully be considered one of the most advanced companies. The company's system is so convenient that Renaissance Insurance is the leader in selling insurance via the Internet. Moreover, this does not prevent her from being one of the largest insurance companies in the market. Evaluation of the company on a national scale is ruAA-. That is, Renaissance Insurance is considered an organization with stable creditworthiness and quite reliable financial stability, though not ideal. According to professionals, it does not leave TOP-20 best. In the reviews, customers have already noted the company's system as convenient. They like that they do not have to spend a lot of time for registration.

Initially, the company offers a basic package, which includes what the client chooses. Among the special amenities, it is worth noting the possibility of renting another car at the expense of insurance while you are repairing your own. There is also a taxi delivery at the expense of the policy from the accident site. The price of services is appropriate. But the company provides many opportunities to save.Everything is included in the list of such options - from the careful driving system to the possibility of reducing risks.

8 VSK Insurance House

One of the leaders in the insurance sector in the Russian market. Stably included in the ranking of the best domestic companies. Works since 1992. Auto insurance for the company has become a key element, it accounts for more than 50% of all policies. Official analysts assign her a place in the top ten. The VSK level can also be confirmed by the national reliability scale. For the insurance house, the estimate was ruAA. This means that the indicators of creditworthiness and financial reliability are at an excellent level. In the reviews, customers note excellence in advising and assisting.

The company can offer three main areas of auto insurance: "Classic", "Compact", "Compact +". In the first case, you yourself choose what you need to take care of in the car, but the price goes accordingly. “Compact” ordinary will save 75%, but extends only to the most frequent troubles. And “Compact +” is a full-fledged policy for an accident that covers all possible risks.

7 Ergo

Ergo came to Russia from Germany. In the European market takes one of the leading positions. Work in Russia carries out for 27 years. During this time, has established itself positively for its stability. According to the national scale, Ergo received ruAA + rating. The insurance company has high creditworthiness and stable financial reliability. The assessment does not reach the maximum indicator a little, but this is not a big problem - there is enough reliability to cover all insurance claims. According to official ratings and customer reviews, it is included in the top 25 insurance companies with a minimum of negatives from customers.

Initially, Casco in the company is based on the basic package. It does not require special conditions of the car at night. Separately, the company includes payment for glass elements. For those who transfer to Ergo from another insurance company, there is a discount that allows you to save 20%. But only in the presence of a certificate that earlier the driver had no accidents. And if you are confident in your experience, then you should pay your attention to TeleCasco. The better the instrument reads about your driving style, the less you pay.

6 RESO-Guarantee

Insurance company universal profile. It is among the largest and has shareholders in Europe, which allows it not to depend so much on the Russian market. Despite its high status, it is still developing steadily. An example is the change in the stability rating - from the ruAA indicator, it rose to ruAA +. The financial stability and reliability of the company has grown and almost came close to the ideal figure. Professional analysts mark the company in the top ten. In customer reviews, it is also often noted on the positive side.

Casco policy in the company is called "RESOAuto". It includes standard services. But also, besides the vehicle itself, insurance may include both additional equipment and an accident or civil liability. You can expand the possibilities with the help of supplements from the company RESO. For example, the policy "RESOAutoGAP" allows you to save the cost of the car when it is stolen or total damage. This will help cover all unforeseen expenses. Also for confident drivers there is Kasko-Profi - under this policy a payment guarantee is added for a small amount, if the client is not guilty of an accident.

5 Liberty Insurance

By the size of insurance fees takes a confident place in the middle. The main direction of work - Casco and CTP. According to the results of the year, they are the ones that bring the company the greatest profits. Despite the fact that in terms of finance, the leadership position is not occupied by Liberty, the company was awarded the ruAA + national scale. This is almost the highest score with the prospect of a maximum.But in any case, this means that the company is creditworthy and financially reliable, so it will definitely pay insurance. Customers especially love the company, in their reviews, it rarely leaves the top three. Also the Casco terms from Liberty were recognized as one of the most profitable in terms of price-quality ratio.

One of the Casco features of Liberty is a handy calculator. During the calculation, not only the parameters of the car, but also the driver's history are taken into account: his experience, marital status, credit history. This is what allows you to make the most optimal policy option. Also for those who want cheaper options, there is a MiniCasco. It is designed only for major troubles with the car, but it does not take into account minor ones and does not evaluate.

4 SOGAZ

SOGAZ ranks first among universal insurance companies as it is the largest company. For most indicators and fees is considered a recognized leader. Her financial position is confirmed by the national scale ruAAA assessment - the maximum possible indicator of financial stability and creditworthiness. So you can not be afraid that the company suddenly does not have enough money. In the official rankings traditionally held in the TOP-5 due to excellent performance. According to reviews, the company is only in the TOP-25 due to the fact that in most cases it solves all the issues of clients in the branches, and not through the site. Negative feedback is noticeably less than that of competitors, which indicates a higher quality of service.

The initial cost of the Casco is determined through a special calculator - the calculation can be independently carried out on the SOGAZ website. Additional insurance conditions are already taken into account. The main convenience is that you can independently choose the necessary services from those offered. The list starts with the usual theft of something and ends with a full-fledged set of “hijacking, theft, accident, damage, civil liability” and so on. Also at the request of the client various combinations are possible.

3 AlphaInsurance

Alfa provides over 100 insurance products. And honestly takes the place of one of the largest firms in this field. At first glance, the rating on the national scale can be a bit frustrating, as they have not the maximum score, but ruAA - a high level of financial stability, not the maximum. But this should not be attributed to the minuses, since the difference in translation into numbers is not that big. On the other hand, in the reviews, AlfaStrakhovanie is always rated positively. The level of public confidence in it is quite high.

As with all insurance companies, to determine the exact Casco, it is necessary to count in a special calculator. But for neat drivers of cars under the age of 7 years, there is a service “Very smart Casco”, which allows you to save up to 55% on the price of the policy. Its essence lies in the fact that a special device is installed on the car, which monitors the accuracy of driving. And 3-6 months of careful driving company gives a discount. Driving style can be tracked through a special application and adjust if necessary. The procedure itself takes no more than half an hour with the signing of the papers and installation of the device.

2 VTB Insurance

Universal insurance company, a member of the VTB Group. Its first advantage is the trust rating. According to the national scale, the company received an assessment ruAAA - the most stable financially, reliable and creditworthy organization. VTB consistently takes the place of one of the best companies, given the Casco calculator. According to customer reviews, you can make sure that in the direction of Casco, VTB has practically no problems. In this, he confidently proved its reliability.

Also in the "VTB Insurance" is captivating simplicity. There are three main service programs: "Light", "Optimal" and "Maximum". For the necessary components, you can safely choose the most suitable package. All details and prices can be specified using the Casco online calculator.Everything will depend on what kind of car the client has and which service he has chosen. In each of the packages, you are sure to get round-the-clock advice from a lawyer who will tell you how to fill out the documents correctly and what to do in case of an insurance situation. Also, insurance can be paid in the repair of mirrors or glass. The company does not require special conditions for the maintenance of the car at night. Therefore, if you put the car in a garage or in a guarded parking lot, it still does not remove from VTB obligations in the event of damage or theft.

1 Ingosstrakh

The company has been on the market since 1947, during which time it has managed to conquer both the national insurance and foreign markets. One of the largest and best among domestic organizations. The credit rating agency issued Ingosstrakh the ruAAA rating, the highest possible. The company has virtually no chance of bankruptcy, it will remain on the market for a long time. It can not but rejoice the rate of payments of the company - it is 55%, which is a high level for insurance companies.

When you purchase Casco offers an extensive discount system that will make payments much more pleasant for the wallet. For example, if you go to Ingosstrakh from another company, and at the same time provide information that there were no accidents in your driving history, the price of the policy is reduced by 20%. Profitable system and those who extend the relationship with the company. If you have not had accidents during the previous policy, then if you renew Ingosstrakh will provide a 10% discount.

Popular vote - which insurance company is the best for Casco registration
We vote!

VTB Insurance

Ingosstrakh

AlphaInsurance

SOGAZ

Liberty Insurance

RESO-Guarantee

Ergo

VSK Insurance House

Renaissance Insurance

Zetta Insurance

Other

Total votes: 89

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