10 most reliable banks in Russia

Central Bank of Russia monitors the market situation. All financial institutions are under its strict control and constantly report on what is happening. Based on the data obtained and verified, the Central Bank compiles the list of institutions corresponding to certain parameters. For example, the required amount of capital or compliance with certain points of the law.

As such, the Central Bank’s reliability rating for Russian banks is not. But indirectly allocates institutions with the largest capital. After all, they are the most stable and, therefore, the most reliable. Even if something global happens, the “titans” of the market will not go under the water - they have enough accumulated capital to swim out of any crisis. Therefore, it is worth making deposits in the largest banks, especially if the deposit is more than 1.4 million. Therefore, we present to your attention the rating of the most reliable banks in Russia, depending on the amount of capital. The data is relevant - they were updated by the Central Bank in August 2018. Naturally, all listed institutions are involved in the deposit insurance system.

Top 10 Russian banks in reliability

10 Rosbank

And according to the regulator, a European bank with a very long term of work - more than 150 years, opens the rating of the most reliable banking institutions. In the Russian market, he has already earned the trust and popularity. And for good reason - the success of the institution is confirmed by its hit in the top ten banks. The capital of Rosbank at the current time is 130,454,233,000 rubles. Due to a growth of 9.64% over 12 months, Rosbank was able to rise three places in the rating at once and get into the TOP-10. This can be considered a good achievement - in spite of a small increase in rubles, the percentage “jump” made it possible to become the best.

The level of assets is kept at 916,918,018,000 rubles. For the year, Rosbank was able to increase 6.85% in the piggy bank, but this did not help it to rise above the 14th place in the corresponding list. However, he does not suffer from this - a slow growth does not hinder active development too much. And with a profit from the bank, everything is fine - for the last month he earned 7,317,338,000 rubles, exceeding the amount of earnings for the previous by 19.83%. This is quite enough for a steady progress.

9 Raiffeisenbank

Another European bank with quality service. He came to the market in 1996 and during that time managed to break out of the top ten, which is a great achievement. The progress is not going to stop, but systematically clambers higher in the lists, increasing reliability and stability. Today, Raiffeisenbank’s capital is 141,196,115,000 rubles, which is 5.19% more than 12 months ago. Due to this, he was able to climb in the top of the most reliable two steps, hitting the list of the best institutions. The assets were at the level of 995,596,382,000 rubles, having increased by 18.29% over the year. This raised the bank from 14th place to 12th in terms of assets, showing an increase in balance and customer confidence.

In general, Raiffeisenbank copes with the provision of services and development at the same time. This shows the high profit of the bank - it amounted to 12,915,165,000,000 rubles per month. I am glad that he was able to increase earnings by 20.36%, which advanced him from 8 to 6 place in terms of profit.Taking into account the progress in the remaining lists, we can say that Raiffeisenbank is focused on long-term and systematic development. So, perhaps, soon he will occupy higher lines of the Central Bank rating.

8 UniCredit Bank

UniCredit Bank is one of the oldest institutions in Russia. The first to receive a license to provide banking services. It is a commercial bank and at the same time a representative of the European banking group UniCredit. Provides European quality of service, which is confirmed by reviews. Along with this is considered one of the most reliable. And for the cause.

The capital of the bank in August 2018 amounted to 206 111 573 000 rubles. And for the year, UniCredit Bank was able to increase the volume of funds by 6.64%. Due to the increase, he was able to rise from 9th place to 8th in the rating of the most reliable. This is not so much, but it shows positive trends in the existence of the bank. Assets are at the level of 1 291 840 259 000 rubles. During the year, UniCredit lost them a little, going down one position in the top and reducing the number of assets by 1.62%. With a profit, everything is a little sadder. During this month, UniCredit earned 11,019,813,000 rubles, which is 1.62% less than the amount earned in the previous month. However, in terms of cash, the bank is in 8th place, losing one position due to losses.

7 FC Opening

The bank, which has undergone a reorganization and capitalization, but has already completely “recovered” and is ready to conquer the peaks of the banking market. It is not for nothing that the Central Bank of Russia included it in the rating of the most reliable in terms of capital level - after the infusion of money and government participation in the amount of 9.99% it became much better and more stable. Now the capital of Otkritie FC is 218,734,272,000 rubles. Compared with last year, this figure is lower - then the amount was 19.23% higher. But this can be explained by the procedures that the institution has undergone - even after recapitalization, the opening will take time to build up momentum.

Assets are currently held at the level of 1 736 310 137 000 rubles and allow the bank to be in the eighth place of the Central Bank rating also by this indicator. But as a result of reorganization and unpleasant rumors around the bank over the past year, they fell by 25.28%. However, since the institution got rid of “bad” assets, in the future it will help it to develop and occupy higher places. But the level of profit pleases - in August the bank earned 6,416,025,000 rubles, which is 13.29% higher than in July. So there are prospects.

6 Moscow credit bank

Actively developing bank with good prospects. It occupies a well-deserved place in the rating of the Central Bank with quite a substantial amount of capital. The Central Bank confidently considers it one of the best along with the others. Moscow Credit Bank managed to grow in the capital rating by two places over the last year (from 7 to 6), and in the rating of assets - by one (from 8 to 7). On the top of the profits, he generally slipped 78 places at once. However, while the results are disappointing - even with such a dizzying success, the ICD takes only 27th position.

But let's move on to the numbers. Capital 262 991 495 000 rubles securely holds the ICD in sixth place. In general, the Moscow Credit Bank shows excellent results - it increased the size of the capital by 24.97%. The indicator is not far behind in terms of assets - in August 2018 they amount to 1,939,789,966,000 rubles. Over the year, their volume increased by 12.52%. Profit of 2,365,157,000 rubles for the last month - this indicator allows ICD to be kept only at 27th place in terms of earnings. However, last month he earned a total of 246,577,000 rubles. That is, as a percentage, in August the institution earned 859.2% more, which is an excellent indicator.

5 Alfa Bank

Alfa-Bank is considered one of the largest private banks. At the same time, it is systemically important for the Russian banking sector. The capital today is 409,571,601,000 rubles - Alfa-Bank has almost caught up with the next rated institution.But so far he lacks resources, even though he has increased the level of capital by 32.2% over the past year. The assets of the bank in August 2018 amount to 3 021 745 435 000 rubles. For 12 months they grew by 13.33%. This trend continues for several years, so there is no doubt about the stability of the bank.

But the profit of Alfa-Bank is not too happy - for the month it amounted to 61,008,826,000 rubles - this is 0.56% less than in the past, but in terms of money it overtakes everyone except the leader and vice-leader of the rating. And the growth in the amount of personal capital and assets of the bank over the past year says that this trend will not continue for a long time, and soon Alfa-Bank can be easily seen on a higher rung of the top.

4 Agricultural Bank

Rosselkhozbank is a bank with 100% state participation. Simply put, it belongs entirely to Russia. Thanks to competent management and good capital, he maintains the level that corresponds to his rank - according to the Central Bank's ratings, he is currently in fourth place in terms of capital and assets. Regarding income, unfortunately, only in the nineteenth place, but it does not matter - they are slowly but surely growing.

And now more subject. The capital of the Agricultural Bank for August 2018 amounted to 426,791,131,000 rubles. Visibly loses the leading organizations of the country, but is able to compete for their own place. Especially when you consider that they have increased by 12.28% over the last year. But the profit level of the institution for the last month is not the highest - 5,158,383,000 rubles, which is noticeably lower than that of other organizations - according to this indicator, the Agricultural Bank takes off from the TOP-10, ranking 19th. But he gained assets by 3,157,184,032,000 rubles, having increased them by 8.92% in 12 months. So do not expect that the Agricultural Bank will quickly hand over the position.

3 Gazprombank

Opens the top three bank with state participation of 35.5%. Gazprombank - an institution that seeks to actively develop and build customer base. He has not left the TOP-3 for quite some time, but he has not yet fought with the obvious leaders. The capital of 710,409,158,000 rubles is noticeably less than that of the first two places of the top, but it is gradually growing (it has increased by 1.3% over the year) and allows you to confidently stay afloat and provide guarantees to customers. And if you consider that this is another bank with state participation, a very attractive picture emerges.

The size of the assets is impressive - 5,864,116,130,000,000 rubles - and underlines the stability and success of the institution. In addition, they grew by 7%, so the institution does not intend to stop development. For this month, the profit of Gazprombank was at the level of 25,427,724,000 rubles. Compared with the previous month, it increased by 38.7%. This is more than all other banks rating. The institution actively earns and becomes more reliable and successful every day. So it deservedly takes the third place and opens the rating of winners.

2 VTB

Vice-leader of the Central Bank with 60.9% state participation, not inferior to the deserved "silver" for many years. Today, VTB easily maintains its place due to practically the same extensive citizen service network as that of Sberbank, competent management and cooperation with big business. Almost the most successful and reliable bank in Russia, but still inferior to the main financial institution of the country - the amount of capital amounted to 1,395,345,315,000 rubles. But it is actively growing - an increase of 29.8% occurred during the year. Perhaps soon the first and second place in the ranking will have to change.

VTB's assets inspire respect - the bank’s balance sheet is 12,412,911,832,000 rubles. Compared with August 2017, they grew by 34% - the institution began to actively develop and accumulate funds, including at the expense of depositors' money. VTB has overtaken all banks rating in this parameter. Profit for the last month was 93,557,405,000, which is 11% more than last year. The bank is increasing its turnover, so its customers definitely don’t have to fear for their deposits in the next few years.

1 Sberbank

Sberbank deservedly takes the first place in the Central Bank rating for today and does not plan to move with it in the coming years. The most famous and popular bank in Russia confidently holds the title of the best in all respects, starting with the size of capital and ending with customer reviews. This institution is 52% owned by the state and is systemic, that is, even in the case of a terrible crisis, the government will seek to support Sberbank. However, he does not need this - a capital of almost four trillion (or more precisely, 3,866,132,060,000 rubles) will allow to cope with any problem.

In addition to the best indicators of capital, Sberbank also has the largest assets - 25,846,339,867,000 rubles. That is, people are willing to trust the institution to their money, open deposits and so on, and the institution itself competently uses any means at its disposal. In addition, over the year, the volume of assets grew by almost 11%. Net profit for the month amounted to 469,181,176,000 rubles, which is also the best indicator in the country, and exceeded the figure of the previous month by almost 18%. Therefore, there is no reason not to believe the bank.

Popular vote - which bank is the most reliable
We vote!

Sberbank

VTB

Gazprombank

Agricultural Bank

Alfa Bank

Moscow credit bank

FC Opening

UniCredit Bank

Raiffeisenbank

Rosbank

Other

Total votes: 23

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