10 best cashback cards at gas stations

Using special cash cards with cashback, it is realistic to save up to 10 percent of the blood on gasoline. The offer usually also applies to automotive chemicals, spare parts, food, hygiene products and other purchases at gas stations. You can get them in the form of bonuses or even cash. Nevertheless, not all financial products offer really favorable conditions, and our task is to talk reasonably about the best of them. In the final selection, be attentive to the conditions - some of them have a paid annual service and require the implementation of the minimum limit on purchases.

Top 10 best banking cashback cards at gas stations

10 CARD PLUS Credit Europe Bank

Usually, behind the loud promises of high percentages lies the trick - limiting the amount of compensation within 2–3 thousand rubles. The "plus" card from "Credit Europe Bank" compares favorably with similar products, since the maximum offered by it reaches 5 thousand rubles. It is noticeable that the program is aimed at car enthusiasts, who are also not averse to a tasty meal and have fun: 5% cashback is paid only at gas stations, in restaurants, cafes and nightclubs. On the remaining purchases only 1% is paid.

The contents of the map will not overload the family budget - in the first year it is served free of charge, and from the second it costs 499 rubles per year. The company is not greedy and on residual interest, regularly paying 5.4% of 10,000 rubles. and higher. In the list of minuses you can add the availability of limits for cash withdrawals, as well as the lack of cashback for online purchases. In general, the product turned out to be quite popular among car drivers.

9 Halva from Sovcombank

A card with a sweet name really offers a “tasty” program that combines the functions of interest-free installments and profitable tools. At the expense of bank funds, you can make purchases at partner stores that are ready to provide installments with zero interest for a grace period of 12 to 36 months. On the other hand, there are an impressive 7.5% on their own funds, which pleases fans of the principle “money must work”.

Cashback is counted on purchases from own savings. When paying with a smartphone using Apple Pay, Android Pay or PayPass with the condition that shopping is done in a partner store, the return portion is 12%. This is the maximum to which only a few banks agree. But there is a proposal that is even more powerful - 35 percent of the return provided once a year after making 5 purchases of 10 thousand rubles each. 6 months in a row. The conditions for obtaining a card are quite loyal, it is issued even to pensioners. Release, maintenance, SMS information, as well as a number of other services are free.

8 Ultracard from Svyaz-Bank

Svyaz-Bank has been operating since 1991 and is present in 57 regions of the country; therefore, it is well known to Russians and is perceived by them as one of the most reliable. There is already a similar successful product in his portfolio - a credit card with a solid cashback of up to 7%, and more recently he decided to please his customers with an Ultracard - a debit card with even more attractive conditions. A selected percentage (taxi, restaurants, sporting goods and, of course, gas stations) is provided with a return percentage of up to 10, 7 or 5 points, the value of which depends on the amount of expenses (from 30 thousand, from 10 to 30 thousand and up to 10 thousand rubles . respectively).

2 more categories (the most tasty - supermarkets and purchases of clothes, shoes) are bonus, the cardholder cannot choose them - the bank decides when and to whom to connect them. The category of gas stations is painted very widely, there are all popular gas stations. The advantage of the program is also in the fact that bonuses are counted on the whole check, and not only on the fuel part. In addition, the "porridge" is poured immediately with money - no points and transfers at a dubious rate. Saving in pure form!

7 Lukoil from the bank "Opening"

The largest fuel company, Lukoil, and Otkritie Bank jointly developed several loyalty programs for their mutual customers. Having a card of the same name, you can receive various privileges depending on its status. The “Optimal” status provides up to 3% of the return from the check at the Lukoil gas station + insurance for 35 thousand euros for going abroad and a special interest on the deposit. Premium status provides the largest cashback (5%), insurance up to 100 thousand euros, free access to VIP-halls and other preferences.

After registration, the card can be delivered free of charge (the offer is available in 28 cities of the Russian Federation). After the first purchase, the client receives a welcome bonus of 300 or 600 rubles. It is not necessary to deal with tariffs especially: from each 50 rubles spent at the gas station. Returns 1 rub. We agree, this is not so much, considering that you also need to pay from 99 to 2500 rubles per month for card maintenance. for debit and from 990 to 5990 rubles / year - for a credit card. Nevertheless, this savings tool is actively used by those who like to refuel at Lukoil and are used to converting accumulated points into rubles.

6 Can ALL ROSBANK

In place of the legendary "Overcard", Rosbank launched another product that promises equally promising prospects - the card "CanVSYO." And again, debit cards won credit cards, as their conditions hint at a very tasty “porridge” - every month with free service (of course, with the proviso about the minimum amount of spending - from 15 thousand), cash withdrawal in partner banks without a commission and 10 % return on purchases at the gas station. Another interesting feature of the program is the possibility of getting points in miles to cover a part, or even the entire cost of a tour package.

We will immediately stipulate that the cost of service, the number of bonus categories, the percentage value of the remainder depends on the choice of the package - classical, gold or universal. But the cashback limit remains standard - 5,000, and its calculation takes into account not only the amount of the current purchase, but also previous expenses. Therefore, if you want to get the most pleasant bonus, bulk purchase of fuel materials, spare parts, as well as the planned visit to the auto repair transfer to the end of the month.

5 Visa Sberbank

A good savings on gasoline offers "Sberbank" card holders "Big bonuses". Partial (max 10%) compensation is due to users when paying expenses at gas stations and some taxi booking services, another 5% is due after visiting cafes and restaurants, 1.5% is returned for purchases in supermarkets. The loyalty program also provides bonuses for online shopping, which refers to the undoubted advantages of this offer.

The accumulated points are subject to exchange for discounts for the purchase of various goods and services from the bank's partners.Among them, mobile operators (accept bonuses up to 30% of the amount of replenishment), cinemas (from 2 to 8%), retail stores, pharmacies and fuel stations. Since the second half of 2018, the “Thank you” bonus program has begun to include 4 loyalty levels, each of which increases cashback percentages. In general, it is convenient and profitable to use the card, but it should be noted that maintenance per year costs 4,900 rubles.

4 VTB multicard

The year before last, VTB Bank received an award from the largest financial portal of Russia, “Banki.ru”, for a unique financial product of its kind - “Multicard”. This is the only payment instrument in which two types of cards are combined at once - debit and credit. Its owners are entitled to free cash withdrawal at ATMs of third-party banks, they also have access to an extensive privilege program, the options of which can be changed free of charge every month.

Thus, bank customers who choose the “Auto” category rely on a cashback in the amount of 2 to 10% of the amount spent at the gas station or to pay for parking spaces. The size of the percentage of return depends on the intensity of shopping. For example, you can count on 10% at expenditures of more than 75 thousand rubles per month. If you spend at least 5 thousand rubles from a card, cashback is 2%, while for its service it is no longer necessary to pay 249 rubles per month. In the first month after the activation of "Multicard" a pleasant bonus is guaranteed - 10% of funds withdrawn from the balance regardless of the amount.

3 “Benefits” of Home Credit Bank

Many users consider this card the best banking product. First, the bank is ready to compensate for even 1%, but from all expenses, including payment of housing and public utilities, tours or car sharing. Cashback from gas station costs is even more - 3%, even if they didn’t fill the fuel tank, they just bought a hot dog. Additionally, the service charges interest on the balance of its own funds, and not at all, but as much as 7.5%. True, they are charged on the amount of only 300 thousand, which requires to make at least 5 purchases.

Surprisingly, for such delicious “buns”, Home Bank asks for more than a modest 99 rubles per month. If the card is kept intact 10 thousand or spend more than 5 thousand rubles per month, then it will be completely free. Now, regarding the accumulated bonuses: as soon as 100 points have accumulated, with two clicks on the phone they can be converted into live money at a 1: 1 rate. Let’s roughly calculate how much it can be: if you spend 15 thousand each month in supermarkets and at gas stations, then over the year savings will be from 5 to 9 thousand rubles.

2 Tinkoff drive

Drive fuel cards appeared in the Tinkoff bank quite recently - in the spring of 2018, which did not prevent them from becoming one of the most sought-after offers. And all thanks to the pleasant conditions for motorists, implying deductions even for paying fines to the traffic police, Moscow parking or toll roads service (5% if the payment was made through the issuing bank).

The principle of the program is simple - for each purchase at a gas station or at an affiliate point points are awarded (10 and 15%, respectively), which can then be used at the rate of 1: 1 or 1: 1.5 to pay for any auto services, whether it is Casco, car wash or repair .

Usually, banks try to stimulate the receipt of credit cards by more profitable cash back service, but the percentage of cash back from Tinkov is the same for both credit and debit card holders. This pleases those customers who do not want or cannot get a bank loan. Only the cost of service differs: a debit card will cost its owner 190 rubles per month, and a credit card will cost around 80.

1 CashBack Alfa Bank (debit)

One of the leading banks in the country has developed a payment tool specifically for car owners. It allows you to return up to 10% of purchases at any (including automatic) gas stations, provided that at least 70 thousand rubles were spent in a month.In addition, the program provides for the accrual of cashback for visits to cafes and restaurants (5%) and other outlets (1%). The maximum refund amount can reach 15 thousand rubles. (5 thousand for each category).

Bonus interest is reduced to 5.0, 2.5 and 0.5, respectively, when monthly expenses exceed the minimum threshold of 10 thousand rubles. The issue and maintenance of the card are free, but only if the card is actively used (consumption from 10 thousand rubles), or there are more than 30 thousand on its balance. If this condition is not fulfilled, monthly maintenance of 100 rubles is charged for the service. According to the conventional scheme of calculation, with annual use of a fuel tank filling card (7,500 rubles), visits to catering establishments (15,000 rubles) and other expenses (60,000 rubles), the savings over 12 months will be 22,500 rubles. 30 days after the bonus crediting this amount can be cashed.

Popular vote - which card provides the best cashback at the gas station
We vote!

CashBack Alfa Bank

CARD PLUS Credit Europe Bank

“Benefits” of Home Credit Bank

VTB multicard

Visa Sberbank

Can ALL ROSBANK

Lukoil from the bank "Opening"

Ultracard from Svyaz-Bank

Halva from Sovcombank

Tinkoff drive

Total votes: 15

Vote results